Business Credit Cards & Individual Credit Cards

If you are looking for convenience, the ability to monitor business, individual or travel expenditures, or want to give certain employees purchasing authority, we have the right card for you MasterCard or Visa.

ATM-Automatic Teller Machine

United ATM Card is connected to the national STAR and CIRRUS networks, enabling you to make cash withdrawals from your checking or savings account wherever you see the STAR or CIRRUS signs. To use the United ATM card, you must have a United ATM card and a Personal Identification Number (PIN).

UNB Visa Debit Card

Your UNB Visa Debit Card allows you to make purchases at thousands of convenience stores, service stations, and supermarkets displaying the STAR and CIRRUS sign. Apply for your UNB Visa Debit Card at United National Bank.

Our Visa Check card has these features:

  • Access funds at over 250,000 ATMs worldwide
  • Free ATM cash withdrawals at our state of the art ATM Machine
  • No annual fee
  • You must have a UNB checking account
  • A savings account may also be attached
  • Fees may apply for transactions at ATMs not owned and operated by United National Bank


  • ATM – Based on balance or $200.00 per day from checking or savings accounts
  • POS (Point-of-Sale) – Based on balance or $500.00 per day from checking accounts
  • If you have any debit card issues after regular banking hours, such as a lost or stolen card, please call 888-297-3416

United National Bank offers Visa Check (EMV) cards with chip technology and enhanced security.

When used at a chip-enabled terminal at the point of sale or an ATM, a small computer chip embedded in the card adds a new layer of protection against unauthorized use and counterfeiting. Information programmed into the chip is personalized for your account and each transaction generates a unique code that can’t be used again.

What to do if you travel internationally with your Visa Check card?

If you are planning to travel internationally, please contact us at 229-377-7200.

Can I use my Visa Check card anywhere?

Yes. Your Visa Check card can be used virtually anywhere this brand of card is accepted in the U.S and around the world.

If a merchant isn’t using a chip-enabled terminal yet… you will “swipe” your card to make your purchase, just as you do today. Chip cards will continue to have the magnetic stripe on the back, allowing them to work in regular terminals.

Card Activation – To activate your new or reissued Visa Check card, please follow the instructions that you will receive in the mail from us. The card must be used with the original pin number the first time of use to activate the card. At UNB’s ATM follow the instructions on the screen. Once your card is activated, you can change your PIN. A PIN is needed for ATM transactions.

If your Visa Check card is stolen or lost, please call 888-297-3416.

If you have Fraud on your Visa Check card, please call 800-237-8990.

UNB Customers call back phone number to confirmed fraud(via text/email), please use 855-293.2456.