United National Bank | South GA Bank

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Welcome to our new website!

We're redesigned with you in mind. Please take a look around - we're glad you're here!

If you have any questions, feel free to give us a call at:

229-377-7200

Mobile Banking- Simple, Secure, 12/7

Check balances, transfer money, deposit checks and manage your card - all from the UNB Mobile App. Banking that goes wherever you go.

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Checking Accounts Made Easy

Choose the checking account that fits your life. Enjoy instant-issue debit cards, online banking, e-statements, and hometown service every step of the way.

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Welcome to United National Bank

When you're looking for big-bank resources from a local South Georgia bank with a personal touch, you'll find it at United National Bank. We've helped generations of people from Cairo, Georgia, and throughout Grady County. From checking and savings accounts to mortgages, business loans, and everything in between, you have so many resources on hand, delivered by people who care about what you're trying to achieve. Because we live and work here, too!

Need to find it quickly?

Have questions? Need our help? Our team is here for you - just a phone call or message away.

Find Us

Find the nearest ATM, or visit the United National Bank office and meet the team ready to serve you.

Download the UNB App

Manage your money anytime, anywhere with our safe and secure app.

Additional Services

Convenient services made just for you.

Financial Tools & Calculators

Plan smarter with calculators for budgeting, loans, mortgages and more.

Business Focus

Local decisions, faster approvals.

From start-ups to long-established businesses, we offer customized solutions to help your business grow right here in Grady County.

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Strong Support

For life's everyday needs.

Cars, home repairsm vacations, personal goals - whatever you're planning, we're ready to help make it happen.

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“The tellers here are always full of smiles and ready to help with whatever you need. I’ve been proudly banking with them since the day they opened their doors. When it comes to banking, local truly matters — and this place proves it every single day.”

Debbi Miller | Local Merchant – Miss Myrt’s

When it came time to secure my farm loan, my bankers here in Cairo made the whole process feel effortless.

Jordan Harrison | Farm Loan Customer – Cairo, Georgia

The service here is truly personal — they know you by name and make every visit feel special. It’s convenient, friendly, and exactly what you’d expect from a hometown bank. There’s nothing quite like the comfort of local banking done right.

Debbie Johnson | Drive-In Services Customer

Vector illustration of the leaves of a peanut plant

Vector illustration detail of the pattern of a peanut shell

Supporting Grady County farmers.

Farm operating, equipment, land and livestock loans - with lenders who understand ag and support our farming community.

View ag loans

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Mobile Banking - Fast, easy, secure.

Bank instantly from your phone with the convenience and security you expect from your hometown bank.

Download Our App