United National Bank

Welcome to United National Bank's website!

Mobile Banking- Simple, Secure, 12/7


Check balances, transfer money, deposit checks and manage your card - all from the UNB Mobile App. Banking that goes wherever you go.

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Checking Accounts Made Easy


Choose the checking account that fits your life. Enjoy instant-issue debit cards, online banking, e-statements, and hometown service every step of the way.

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    Welcome to United National Bank


    When you're looking for big-bank resources from a local South Georgia bank with a personal touch, you'll find it at United National Bank. We've helped generations of people from Cairo, Georgia, and throughout Grady County. From checking and savings accounts to mortgages, business loans, and everything in between, you have so many resources on hand, delivered by people who care about what you're trying to achieve. Because we live and work here, too! 

    Need to find it quickly?

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    Contact Us

    Have questions? Need our help? Our team is here for you - just a phone call or message away.

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    Find Us

    Find the nearest ATM, or visit the United National Bank office and meet the team ready to serve you.

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    Download the UNB App

    Manage your money anytime, anywhere with our safe and secure app.

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    Additional Services

    Convenient services made just for you.

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    Financial Tools & Calculators

    Plan smarter with calculators for budgeting, loans, mortgages and more.

    What makes us different?

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    By Your Side


    A team who's with you every step of the way.

    From new accounts to lending decisions, our experienced team is here to help you reach your goals with confidence.

    meet our team
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    Business Focus

    Local decisions, faster approvals.

    From start-ups to long-established businesses, we offer customized solutions to help your business grow right here in Grady County.

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    Strong Support

    For life's everyday needs.

    Cars, home repairsm vacations, personal goals - whatever you're planning, we're ready to help make it happen.

    view personal loans
    “The tellers here are always full of smiles and ready to help with whatever you need. I’ve been proudly banking with them since the day they opened their doors. When it comes to banking, local truly matters — and this place proves it every single day.”

    Debbi Miller | Local Merchant – Miss Myrt’s

    When it came time to secure my farm loan, my bankers here in Cairo made the whole process feel effortless.

    Jordan Harrison | Farm Loan Customer – Cairo, Georgia

    The service here is truly personal — they know you by name and make every visit feel special. It’s convenient, friendly, and exactly what you’d expect from a hometown bank. There’s nothing quite like the comfort of local banking done right.

    Debbie Johnson | Drive-In Services Customer

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      Supporting Grady County farmers.


      Farm operating, equipment, land and livestock loans - with lenders who understand ag and support our farming community.

      View ag loans


      Connect

      Stay in the Loop!

      Subscribe to our email newsletter and stay in the know about all of the great benefits at United National Bank.

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      Mobile Banking - Fast, easy, secure.


      Bank instantly from your phone with the convenience and security you expect from your hometown bank.