The only local bank with wide spread ownership throughout Grady County.

722 North Broad Street,
P.O. Box 150, Cairo, Georgia 39828
Phone: 229-377-7200 | Fax: 229-377-6006

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Visit your App Store on your mobile device and search for “United National Bank.” Verify that you have the App with the United National Bank logo, or click the link below corresponding to your mobile device:

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Location & Contact

722 North Broad Street
P.O. Box 150
Cairo, Georgia 39828
P | 229-377-7200
F | 229-377-6006

Main Lobby

M-TH: 8:30AM- 4PM
F: 8:30AM - 5:30PM
SAT: Lobby Closed

Drive-In

M-TH: 7:30AM - 4PM
F: 7:30AM - 5:30PM
SAT: 8:30AM - Noon


United National Bank is happy to offer MyCardRules™ to our customers!

SMS Guardian, the text service you have depended on for the past several years has been discontinued. Protect your accounts today by enrolling with MyCardRules™ today! MyCardRules™ is an easy-to-use feature within the UNB Mobile Banking App that lets you set card controls, add restrictions and receive transaction alerts.

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Important Announcement Regarding Funds Availability (Deposit Holds)

Effective July 1, 2020 our bank’s deposit holds have changed. The maximum amount of a held deposit is available on the next business day after the deposit has been increased. Click here to see our new Funds Availability Policy.